At Crux Wealth Advisors, we believe financial literacy is a lifelong skill, and it’s never too early to start building it. Whether it’s understanding the basics of saving or getting a handle on recurring expenses, learning how to manage money from a young age creates a solid foundation for future financial independence.
To support families and educators in this mission, we’ve created a set of free printable activities tailored to both teens and young adults and younger children. These simple, engaging worksheets are designed to spark conversations, encourage good habits, and help young people feel knowledgeable and confident managing their money.
For Teens & Young Adults: Build Awareness and Confidence
As teens begin to earn money and manage their own expenses, it’s essential to equip them with tools that encourage financial responsibility and planning. These worksheets offer just that:
1. Simple Savings Plan
This planner helps teens set a goal and actually work toward it. With sections to write down their motivation, starting balance, and daily/monthly savings targets, it’s easy to visualize progress and stay on track.
2. Subscription & Recurring Payments Tracker
With streaming services, gaming subscriptions, and delivery apps, it’s easy to lose track of where money is going. This tracker allows teens to list each service name, cost, and renewal date to better understand and manage recurring expenses.
3. Savings Overview
This monthly snapshot worksheet provides a place to record how much they’ve deposited, how much remains, and how close they are to reaching their savings goals, which is an excellent motivator for consistent saving.
For Kids: Make Money Concepts Fun and Understandable
Introducing money concepts early helps kids develop positive habits that stick. These printables turn financial basics into fun, approachable activities:
1. Kids’ Personal Finance Vocabulary
This simple matching game introduces the concepts of earning, saving, and investing in an easy-to-understand way. Great for sparking conversations at home or in the classroom.
2. Kids’ Savings Tracker
Designed to help kids set goals and plan how to earn money to reach them, this worksheet includes spaces to write what they’re saving for, how much they need, and how they’ll earn or save toward it.
3. Finance Word Search
This fun activity challenges kids to find common money words in a puzzle format, reinforcing vocabulary while keeping things interactive and engaging.
Why It Matters
Research consistently shows that financial habits start forming at a young age. By helping young people understand and engage with money concepts early on, we set them up for success as they grow into financially capable adults. Whether you’re a parent, teacher, or mentor, these printable tools are a great way to start the conversation.
Explore and download all the free worksheets here:
Author
Julia Perez
WEALTH ADVISOR
